THE PANONO PANONO PAYMENT PLAN

Farm Depot’s storage and flexible payment plans to help customers get the best out of their broilers and their farm. 

Who is the Panono Panono Payment plan suited to?

The PP payment plan is for customers needing a flexible payment plan solution to help them grow and expand their farming business slowly and at their own pace.

How does it differ from a loan?

Customers are given the loan upfront and it will need to be paid off within 10 weeks. With Panono Panono, customers will be able to “book” their products and then settle payment over a 4 week period. Once they have
settled payment they can collect their products.

How does it work?

The customer will choose your broiler package, large day old chick or feed order. They will then need to pay a 10% deposit against the total order using Kazang or MTN Mobile Money.

How long do customers have to complete the payment?

The customer will have 4 weeks to complete the payment. The repayment price will be fixed and zero interest will be charged allowing the customer time to plan and manage cash flow. Once they have completed payment, they can collect their order.

Terms and Conditions of the Panono Panono Payment Plan

The price of the product ordered will be FIXED at the value indicated when the order is made and will therefore remain the same provided that the transaction is completed within the time period allowed.

Where the customer fails to complete the payment within four weeks, and:

a.) The price for the goods ordered has seen an INCREASE; the customer will complete
the payment along with the increment b.) The price for the goods has seen a DECREASE; the customer will pay the priceinitially quoted.

The purchaser will pay the purchase price of the goods indicated as being the purchase price.
The purchaser will complete payment of instalments within the time period indicated upon entering into the transaction.
The purchaser will determine the amount to be paid in each instalment after payment of the initial 10% deposit, provided that the whole payment will be completed within the time period indicated 5. MODE OF PAYMENT: The purchaser will make payments for the goods as advised by the seller which may include but is not limited to Mobile money and Kazang. 6. STORAGE: Farm Depot will store the goods ordered until completion of payment and collection by the customer 7. COLLECTION OF GOODS: Upon completion of payment for the goods, the purchaser will be able to collect the goods at the Farm Depot Store where the order and subsequent payments were made. The purchaser will ONLY be authorised to collect the goods by themselves or through another party, upon presenting a valid RECEIPT for payment in full of the goods.. 8. LIABILITY: As an intermediary between the manufacturer of the goods and the purchaser, Farm Depot will not be liable for any loss or damage that may result from any use, proper or otherwise; to which the goods may be put or under any claim relating to the same. 9. CANCELLATION/TERMINATION POLICY: Where the purchaser decides to terminate/cancel the transaction OR where the purchaser fails to complete payment for the goods within the time period indicated; they will be charged a cancellation fee of 10%. 10. REFUND POLICY: Where the transaction is terminated in the instances provided above in 9, the purchaser will be entitled to claim the sum paid up to that point, less the 10% cancellation fee, in goods or cash.
The purchaser will make payments for the goods as advised by the seller which may include but is not limited to Mobile money and Kazang.
Farm Depot will store the goods ordered until completion of payment and collection by the customer
Upon completion of payment for the goods, the purchaser will be able to collect the goods at the Farm Depot Store where the order and subsequent payments were made. The purchaser will ONLY be authorised to collect the goods by themselves or through another party, upon presenting a valid RECEIPT for payment in full of the goods.
As an intermediary between the manufacturer of the goods and the purchaser, Farm Depot will not be liable for any loss or damage that may result from any use, proper or otherwise; to which the goods may be put or under any claim relating to the same.
Where the purchaser decides to terminate/cancel the transaction OR where the purchaser fails to complete payment for the goods within the time period indicated; they will be charged a cancellation fee of 10%.
Where the transaction is terminated in the instances provided above in 9, the purchaser will be entitled to claim the sum paid up to that point, less the 10% cancellation fee, in goods or cash.

Interested in applying for the Panono Panono Payment Plan?

For customers interested in finding out more or wanting to sign up, contact our call centre on +260 630 400000 to chat to one of our consultants or email us below

Other products and services offered by Farm Depot

Panono Panono Payment Plan

Farm Depot’s flexible payment plan to help customers get the best out of their broilers and their farm.

Broiler Assist Program

Farm Depot’s educational program and support service for chicken farmers.

 *Currently only available in Kitwe.*

Financial Loan

A loan system designed around ambitious farmers who are prepared to invest in the right inputs and engage consistently with our local experts.